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Archive for July, 2009

Is conservatory the right choice for my daughter?

Friday, July 31st, 2009

Dear Babs,music majorMy daughter plays 1st violin in her school’s orchestra, and she is very devoted to music. We have always encouraged this passion, but when faced with the task of choosing a college, we are concerned. While we would love it if she is able to make it as a musician, we know it is not a certain career. She really wants to go to conservatory, but we worry that she will have nothing to fall back on. Are there any schools that excel in music, but offer some other majors as well?

-Conservative about Conservatory

Dear Conservative,

There are plenty of schools that are good at both music and academics. The important thing to distinguish here, however, is the difference between offering a major in music, and a conservatory program. Many schools offer a general major in music history or music theory but with less of an emphasis on musical performance. At a college that offers music as a major, there may be other academic requirements, as well as electives, that do not involve the study of music. Thus students can double-major in music and any other discipline. Some great traditional colleges for music are Yale, Oberlin, NYU, and University of Michigan.

A conservatory, on the other hand, focuses on performance, and most of the program’s credits will be music related. An audition in person or on a CD or DVD is usually required to gain admittance. These rules are general, and there is a lot of overlap, but usually speaking, if your daughter hopes to place in an orchestra after graduating college, she should study at a conservatory.

That does not mean that her options are limited to music alone. There are a few conservatory schools that offer joint-programs with neighbouring universities. Johns Hopkins University and the Peabody Conservatory of Music, Harvard University and the New England Conservatory, and Julliard and Columbia University all have such programs. These joint-degrees are usually highly competitive, and requirements vary. But they could be a great option if your daughter is not only gifted in music, but academics as well.

Look around, and explore your options. Keep in mind that no matter what path she chooses, she may decide she has changed her mind, and transfer. If she opts for the conservatory route, she may later decide that all music, all the time, is too much for her. On the other hand, if she goes to a traditional college, she may decide she misses the training a conservatory program could give her. The main thing is to get her to start thing if music is truly what she wants to do for the rest of her life. If you know any professional musicians yourself, or you can arrange for her to meet some, try and get her to ask them about their own opinion about their career, and how they got there. Listening first-hand to their experiences as musicians and as students of music might really help her in making this tough decision.

Good luck!

-Babs

Should I use the Army to pay for college?

Tuesday, July 28th, 2009


Dear Babs,

I am looking for ways to earn money for college, and I am considering the Army. I was looking at both ROTC programs at other universities and military academies. Which do you recommend? Is this a good way to pay for college?

-Hopeful Cadet

Dear Hopeful,

The main difference between an ROTC program and a military academy is the type of institution where you would be studying. An ROTC program offered through a host university allows you to attend a civilian university while still receiving your officer training. At a military academy, you would take part in the same officer training, but in a more military-focused environment. Also, to attend a military academy, you must receive a congressional nomination-something that takes some effort to achieve. You can take part in ROTC at most colleges across the country, at University of Michigan or University of Connecticut, Notre Dame or Texas A&M. ROTC programs at both civilian colleges and military academies usually offer a generous scholarship (as much as full tuition, plus a monthly stipend) in exchange for an 8 year term of service upon graduation. During your service commitment, 3-4 years will be spent in the military full-time, while the remainder can be carried out in the reserves.

Still want to do it? Although the benefits are great, you must weigh the financial opportunity against the potential cost of 8 years in the military. In the service, you do not have complete choice over where you live, what sort of job you will do, or who you will work with. Also, as I am sure you are aware, you are at risk for being sent overseas where there is live combat. If this is something you want to undertake, than I commend you. But it is in no way “free money”-it is a serious responsibility. Think it over, and make your decision with a clear head. If you would consider joining the military regardless of the financial rewards, than it is a good sign that you should do it. If, however, you are only doing it to pay for college, I suggest you consider other ways to find scholarships and financial-aid.

As for the difference between the programs, it’s up to you. If you want to study military history, or are mostly interested in the military and not in other academic pursuits, than a military academy might be for you. If, however, you’re very interested in studying, say, English, business, or biology, you might prefer to study at a well-respected civilian school. You can even use your degree to help further your career in the military. If you are pre-med, you could eventually become a military doctor, or a business major could move into an administrative capacity after active duty is over. You would attend classes with fellow ROTC cadets, but also with civilians. This might give you more diverse and “well-rounded” college experience.

Whatever you decide, be sure to consider all the ramifications, and not just the financial benefits.

Good Luck!

-Babs

What if college loans are my only financial aid options?

Tuesday, July 21st, 2009

Dear Babs,I’m looking into financial aid options for next year, and I was wondering about college loans. Is it okay to pay for the majority of my education with loans? It seems like most of the scholarships available to me are too small, and I don’t have money saved. How much is too much loans?

-Loan-ly in Little Rock

Dear Loan-ly,

There’s no steadfast rule for how many loans to take out. Bottom line, you need a college education. So if you need to take out loans to pay for all of your tuition, it’s better to do that than to not go to college at all. However, finding money for college is rarely about all or nothing.

Loans can be a big strain on you financially, especially in an uncertain economy where you are not guaranteed a job after graduation. If you go to a private school, then taking out loans for your entire 4-year education can cost upwards of $160,000. In a typical, 10-year loan term (meaning you have 10 years to pay back your loan) that would mean that you would have monthly bills of about $1,841.29. Ouch!

If loans are the only way for you to pay for your education, than I would seriously consider going to a local state school, or even trying to live at home. It may not be what you had in mind, but try and remember that what matters is the degree, not necessarily the name on it. There are many good schools that are more affordable, and reducing costs now will save you the embarrassment of moving back in with your folks at 23 while you try and pay off your loans.

Good Luck!

-Babs

How do I get my daughter to think about the college search?

Friday, July 17th, 2009

Dear Babs,

My daughter is starting her senior year, and I’m trying to help her get started with her college search. She really hasn’t done too much thinking about it. How should she begin? Is there anything I should look out for? Thanks.

-Hints for Helen

Dear Helen,

Tell your daughter that discovering colleges really begins with discovering herself. It’s important for her to consider what kind of a person she is, what her future goals are, and what kind of environment she likes. Sound a little introspective? It should be. If you’re going to invest in 4 years of education, it better be at a college that suits who she is and what she wants out of life.

Try to get her started with some leading questions. Does she want to live close to home/her friends? Does she consider herself a city-girl, or does she love the outdoors? These questions will help her figure out where to start looking. Whether it’s in the neighbouring town or half-way across the country, it will help her get started.

The next step is to get her thinking about what she’s interested in, and what she might like to study. This is easier said than done. No one expects her to know what she wants to do with the rest of her life at 17, but having an inkling of her interests/talents will certainly help her out. If she absolutely hates math, than anything in the sciences should probably be ruled out. If she is a passionate reporter for her school paper, encourage her to apply to a school with a good communications program.

It can be hard to get a teenager to think about such big questions as “who am I” but it’s vital for their college search (as well as their future). Hopefully with a little prodding, your daughter will reflect on who she is and what she wants, and start to discover colleges are right for her.

Good Luck!

-Babs

Should I base my college decision on one bad campus tour?

Tuesday, July 14th, 2009

Dear Babs,

I recently visited SUNY Stony Brook, and I hated it. Before I went for a campus visit, I was really interested in going for the drama program, and I loved the idea of being not too far from home. But, when I took a campus tour it was raining, the campus looked like a giant cinde- block, and the students that we met didn’t seem too friendly. Was this an off-day, or should I forget about Stony Brook?

-Disappointed Danni

Dear D.D.,

I wouldn’t give up on Brandeis just yet. For starters, there’s going to be rain no matter where you go to school (okay, maybe not if you go to University of Arizona). It sucks that it colored your first-impression, but you shouldn’t let it get to you. More serious warning signs are the feel of the campus and your impressions of its student body. If the students are giving off negative vibes, than you might not like living there for the next four years.

It’s important to trust your gut: if you don’t like a campus, you don’t like it. At the same time, you don’t want to let one bad day ruin a potentially wonderful experience. If you love a program there, and you like the location, it’s definitely worth a second-look. Try visiting the campus on a sunny day (it’s summer, there has to be some sunny days, right?). If the campus tour left much to be desired, why not try just wandering around? Chat up students you meet to see how they feel about the campus. Also check out student reviews online to get some first-hand advice about attending SUNY Stony Brook.

Since a main draw seems to be their drama program, email the head of the department, or a professor you want to meet, and see if you can’t sit in on a class, introduce yourself to some of the students, and meet the professors. In my experience, one good program can make an otherwise lacklustre college experience. Maybe the majority of students on campus aren’t to your liking, but the drama department might have its own distinctive flavor.

So go ahead and give the campus a second chance. You may be pleasantly surprised.

Good Luck!

-Babs

Can I put my student loan towards room & board?

Tuesday, July 7th, 2009

Dear Babs,I have a Stafford Loan and a small scholarship from my town. Can I put my student loan and scholarship toward room and board? I’m worried I won’t be able to affording a place to live.

-Hopefully Not Homeless

Dear H.N.H.,

Yes, you can put your loan towards room and board. Stafford Loans may be used towards anything that is part of your total cost of education, including housing, books, school fees, and, of course, tuition.

As for your town scholarship, it depends on the scholarship. Some scholarships specify that you must use it towards tuition, others allow you to put it towards any educational expense. When I was in school, I even got a scholarship that was just made out to my name, allowing me to use it as cash.

Check with your town about your scholarship’s requirements, and put your loan towards your housing if you want to.

Good Luck!

Babs

What are the benefits of going to community college?

Wednesday, July 1st, 2009

Dear Babs,What are the benefits of going to a community college first? I had some personal problems during the end of my sophomore year and my grades really went downhill so I don’t know if I can get into a 4-year university. I ultimately want to study criminal justice at UCLA, but I need to bring up my grades.
Is community college a good idea for me? Will I be able to transfer?

-College Bound???

Dear College Bound???(!!!)

It sounds like community college is a great idea. You can get your pre-reqs out of the way, save money, and live close to home while you sort your personal life out.

Community college will be a lower-stress environment, and will really enable you to focus on your schoolwork and get your studying back on track. In California, a community college student can transfer to the UC system with a minimum GPA of 2.4 (instate) or 2.8 (out-of-state) and 60 transferable credits. Check with your local college and with UCLA to make sure that the subjects you take are transferrable. Most community colleges will have a specific “liberal-arts” program that is designed for hopeful transfers such as yourself. This program will include English and writing courses, social sciences, calculus and physical sciences. Make sure you stick to these required courses, take a full course load, and you shouldn’t have trouble transferring in two-years.
Community college is the perfect option for students like you who may not be ready to live away from home full-time just yet, but still want to further their education.

Good luck!

-Babs

About Dear Babs

Wednesday, July 1st, 2009

Dear Babs,

Where should I go to College? Should my daughter apply to an Ivy? When should I apply for Financial Aid?

-the Average Joe

Dear Average Joe,dear babs

Dear Babs, CampusCompare’s nationally syndicated advice column, has the answer.

First there came Dear Abby, Ann Landers, Miss Manners. In September 2008, Dear Babs joined their ranks as the new diva of the advice column. “Dear Babs”, CampusCompare’s advice column for the college search, provides millions of college-bound students with the advice on navigating the tricky college selection process.

“Dear Babs” is a nationally syndicated column via the McClatchy network of newspapers reaching a combined distribution in the millions. From the Kansas City Star to the Sacramento Bee, “Dear Babs” answers questions from high school students and parents on finding a best-fit college. Her responses are always informed, honest, and timely-with a bit of wit to boot.

What does “best-fit college” mean, exactly? According to Babs, “Your best-fit college is the college that works with your personality-it’s the kind of place you could see yourself living for four years, and not getting bored. It challenges and excites you, as well as providing you with emotional and academic support throughout your undergrad.”

“Dear Babs” not only provides support for stressed out students, but for their equally-anxious parents. Her advice sets the rumors on college admissions straight to help parents focus on what’s best for their children. Whether offering financial-aid info or moral support, Babs understands parents’ concerns for their children’s education and helps them find the resources to make their son or daughter’s future a success.

Babs also stands out for supporting her reader’s interests beyond the classroom. Websites devoted to such passions as fashion and football , like www.sportsag.com and www.fashionaddict.com are publishing the Dear Babs column, including tips for getting into (or onto) the field. Babs understands that there is no guarantee to a good job in this downturn economy, and the key to success is to do well in a subject-any subject-that interests you.

Look for “Dear Babs” in your local newspaper in the online teen and parent sections, or get the RSS feed here: http://www.campuscompare.com/college-resources/dear-babs/?feed=rss2&p=77